Articles From Superannuationfund.com.au feeds from superannuationfund.com.au http://superannuationfund.com.au/rss/ en-au OMG http://superannuationfund.com.au/rss/ http://superannuationfund.com.au/static/campfire/layouts/images/omg-logo-small.png Industry Superannuation Fund http://www.superannuationfund.com.au/industry-superannuation-fund/ Fri, 15 Jul 2011 00:00:00 EST Industry Superannuation Fund Industry superannuation funds may be considered as one of the more common types of superannuation funds since many employees consider having them. Similarly, industry superannuation funds are popular due to the extent of the benefits they provide retirees. However, before deciding to contribute to an industry superannuation fund, find out more about what i ... Industry superannuation funds may be considered as one of the more common type ... Master Trusts http://www.superannuationfund.com.au/master-trusts/ Thu, 14 Jul 2011 00:00:00 EST Master Trusts One of the more popular types of superannuation funds is called wholesale master trusts. When a person is involved in wholesale master trusts, he invests on a good retirement plan. Furthermore, a person who contributes to wholesale master trusts is given a variety of investment areas that will help increase his retirement benefits. What is wholesale master trusts? The wh ... One of the more popular types of superannuation funds is called wholesale mast ... Self Managed Superannuation Fund http://www.superannuationfund.com.au/self-managed-superannuation-fund/ Wed, 13 Jul 2011 00:00:00 EST Self Managed Superannuation Fund There are advantages to contributing to a self managed superannuation fund. One is that the participants will be given better options for a retirement plan. Another is that the returns from the investment made through the self managed superannuation fund will benefit only the participating members. Knowing these advantages may entice you to contribute to a self managed superannuation fund or to manage one yourself. Before do ... There are advantages to contributing to a self managed superannuation fund. On ... Types of Superannuation Funds http://www.superannuationfund.com.au/types-of-superannuation-funds/ Tue, 12 Jul 2011 00:00:00 EST Types of Superannuation Funds Before paying for your superannuation, it is advisable to know the different types of superannuation funds. Knowing the types of superannuation funds will allow you to discover where you can invest your money and claim the most benefits. Similarly, knowing the types of superannuation funds will enable you to understand the manner by which these funds operate. Types of Superannuation Funds The first in the types of supe ... Before paying for your superannuation, it is advisable to know the different t ... Cheapest Mortgages Through Your Super http://www.superannuationfund.com.au/news/cheapest-mortgages-through-your-super/ Tue, 24 May 2011 00:00:00 EST Cheapest Mortgages Through Your Super Over the last several years the popularity of self-managed super funds (SMSFs) has been increasing dramatically. Also called super funds or just “supers,” these funds are used by well over 800,000 Australians to invest. The total amount invested is somewhere around $280 billion in superannuation. Much of these investors are using special accounts that allow them to man the operation themselves. The DIY funds are preferred by most Aus ... Over the last several years the popularity of self-managed super funds (SMSFs) ... LOOSE CHANGE http://www.superannuationfund.com.au/news/2011/3/30/loose-change/ Wed, 30 Mar 2011 00:00:00 EST news More superannuation?The government's settlement of the terms of the Mining Resource Rent Tax with the mining industry clears the way for it to legislate for the promised increase in the superannuation guarantee, says the Association of Superannuation Funds of Australia. The government always said the mining tax was needed to help fund its planned increase in the super guarantee charge from 9 per cent to 12 per cent in the next decade.Rescue agreementInvestors in the failed property investor Finc ... More superannuation? Default super fund offers big savings http://www.superannuationfund.com.au/news/2009/9/30/default-super-fund-offers-big-savings/ Wed, 30 Sep 2009 00:00:00 EST news A LOW-COST default superannuation fund could add about $100,000 to the retirement savings of the average worker, argue proponents for a government-run scheme for retirement savings.The Australia Institute is calling for a simple, low-fee fund to act as a backstop for workers who pay little attention to their super savings.The fund, called a universal default fund, would help check the proliferation of multiple and lost superannuation accounts, and also protect workers against hefty fees levied b ... A LOW-COST default superannuation fund could add about $100,000 to the retirement savings of the average worker, argue proponents for a government-run scheme for retirement savings. Don't Neglect Your Superannuation Fund http://www.superannuationfund.com.au/news/2009/2/9/dont-neglect-your-superannuation-fund/ Mon, 09 Feb 2009 00:00:00 EST news When far from retirement, it can be easy to neglect your superannuation funds. It is of vital importance that you do not do so, however, as this could lead to your losing a large amount of money from your superannuation fund. For instance, if your employer has not been paying your superannuation or has been paying less than necessary, then you might not realise until years l ... When far from retirement, it can be easy to neglect your superannuation fund. Putting The Pieces Together http://www.superannuationfund.com.au/news/2009/2/6/putting-the-pieces-together/ Fri, 06 Feb 2009 00:00:00 EST news Your superannuation fund is a part of your overall financial situation, not a separate entity from the rest of your finances. Your superannuation fund is much more restricted than other investments, though, so you should be sure to think carefully before adding money to it in favour of adding money to other investments. For instance, if you have a mortgage, you should make a decision as to whether the potential money to be made from adding more to your superannuation fund wou ... Your superannuation fund is a part of your overall financial situation, not a separate entity from the rest of your finances. Can You Secure Your Superannuation Fund Savings? http://www.superannuationfund.com.au/news/2009/2/4/can-you-secure-your-superannuation-fund-savings/ Wed, 04 Feb 2009 00:00:00 EST news With the losses experienced last year, many people are wondering if they can easily secure their superannuation savings. This is tough to answer, as while more conservative superannuation fund investment types can minimise losses, they will also tend to minimise any gains you might make. It can be frustrating to lose money from your superannuation fund, but the possibility must be accepted when your money is being invested, especially when it must be invested for so long. ... With the losses experienced last year, many people are wondering if they can easily secure their superannuation savings. Could It Be A Shaky Year For Your Superannuation Fund? http://www.superannuationfund.com.au/news/2009/2/2/could-it-be-a-shaky-year-for-your-superannuation-fund/ Mon, 02 Feb 2009 00:00:00 EST news While you may be hoping for a recovery for your superannuation fund savings after last year's losses, this year could also see widespread losses. This does not necessarily mean that you will benefit much from switching to a lower risk fund, as you may not know when to switch back and could thus simply cement your losses. It would be a good idea to save on superannuation fund expenses where possible, however, such as on fees. When working out where you will get the biggest saving on fe ... While you may be hoping for a recovery for your superannuation fund savings after last year's losses, this year could also see widespread losses. Will Superannuation Be Your Best Investment? http://www.superannuationfund.com.au/news/2009/1/28/will-superannuation-be-your-best-investment/ Wed, 28 Jan 2009 00:00:00 EST news If you are considering adding money to your superannuation fund in addition to the compulsory contributions made by your employer, are you sure that it will be the best use of your money? While saving for retirement is a must, you do not necessarily need to put your savings into a superannuation fund in order to save for retirement. There are many other ways to use your money that could be helpful in funding your retirement, so make sure you are using your money in the most effective way poss ... If you are considering adding money to your superannuation fund in addition to the compulsory contributions made by your employer, are you sure that it will be the best use of your money? Find Superannuation http://www.superannuationfund.com.au/news/2009/1/27/find-superannuation/ Tue, 27 Jan 2009 00:00:00 EST news You can find superannuation that you have left in an old superannuation fund, even years after you switched to another superannuation fund. A huge problem for superannuation fund organisations is that many people fail to transfer their money from one superannuation fund to another. This problem is less prevalent now that people may choose a different superannuation fund to the one that their employer has chosen. In the past, when changing jobs, many workers would have to chan ... You can find superannuation that you have left in an old superannuation fund, even years after you switched to another superannuation fund. Saving More For Your Superannuation Fund http://www.superannuationfund.com.au/news/2009/1/23/saving-more-for-your-superannuation-fund/ Fri, 23 Jan 2009 00:00:00 EST news As a 9% compulsory contribution from an employer will rarely provide enough to live on comfortably in retirement, it is important to find ways to save for your superannuation fund. Putting money into your superannuation fund early is especially good with government offers that can greatly increase the value of the money you put into your superannuation fund. Anyone who knows As a 9% compulsory contribution from an employer will rarely provide enough to live on comfortably in retirement, it is important to find ways to save for your superannuation fund. Do Superannuation Fund Fees Make A Difference? http://www.superannuationfund.com.au/news/2009/1/21/do-superannuation-fund-fees-make-a-difference/ Wed, 21 Jan 2009 00:00:00 EST news Superannuation fund fees can make a massive difference to your total superannuation fund savings over time. Different types of superannuation funds tend to charge different kinds of fees, all of which are beneficial to particular individuals. Someone with a small amount of savings will not benefit from a high fixed fee as much as someone with a larger amount of superannuatio ... Superannuation fund fees can make a massive difference to your total superannuation fund savings over time. Superannuation Fund Scams http://www.superannuationfund.com.au/news/2009/1/19/superannuation-fund-scams/ Mon, 19 Jan 2009 00:00:00 EST news Don't get caught by superannuation fund scams that offer you early release of your superannuation fund savings. Unless you are granted access to your superannuation fund savings due to extreme financial hardship or due to needing your funds on compassionate grounds, you must otherwise wait until your preservation age in order to access your retirement savings. Superannuation fund scams will often offer you early access to your funds, sometimes through the use of a Don't get caught by superannuation fund scams that offer you early release of your superannuation fund savings. Self Managed Superannuation Fund http://www.superannuationfund.com.au/news/2009/1/16/self-managed-superannuation-fund/ Fri, 16 Jan 2009 00:00:00 EST news A self managed superannuation fund can potentially save you a large amount in fees and even allow you to make stronger returns. Unfortunately, this will all depend on choosing a superannuation fund with a favourable fee scheme for your retirement savings as well as knowing how a superannuation fund works and making sound investment decisions. This means that if you ... A self managed superannuation fund can potentially save you a large amount in fees and even allow you to make stronger returns. Choosing A Superannuation Fund http://www.superannuationfund.com.au/news/2009/1/14/choosing-a-superannuation-fund/ Wed, 14 Jan 2009 00:00:00 EST news Choosing a superannuation fund to suit your current needs is important to maximising your retirement savings. Many people do not realise that their first superannuation fund is unlikely to provide them with the best deal for their entire career. Likewise, the Choosing a superannuation fund to suit your current needs is important to maximising your retirement savings. Superannuation Calculator http://www.superannuationfund.com.au/news/2009/1/12/superannuation-calculator/ Mon, 12 Jan 2009 00:00:00 EST news Using a superannuation calculator to set retirement savings goals should be a regular part of any plan to get the most out of a superannuation fund. Whether you are using a self managed superannuation fund, an industry superannuation fund or other types o ... Using a superannuation calculator to set retirement savings goals should be a regular part of any plan to get the most out of a superannuation fund. Changing Your Superannuation Fund http://www.superannuationfund.com.au/news/2009/1/9/changing-your-superannuation-fund/ Fri, 09 Jan 2009 00:00:00 EST news There are many things to keep in mind when changing to a new superannuation fund. The first and foremost thing to remember is to transfer your money from your previous superannuation fund and to make sure you have done so from any other previously held superannuation fund. It may seem obvious, but many people who change their superannuation fund along with a job may not be paying enough attention to their superannuation fund yet in order to check that all of their money is going toward their ... There are many things to keep in mind when changing to a new superannuation fund.